/* ============================================================
   VENMOCASH.COM — Design System v1.0
   Typography: Plus Jakarta Sans (headings) + Inter (body)
   Palette: Deep Navy + Electric Blue + Cyan accent
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600&display=swap');

/* ── Color Tokens ── */
:root {
  --navy:        #0B1F4B;
  --navy-mid:    #132862;
  --blue:        #1A52D4;
  --blue-hover:  #1543B0;
  --blue-light:  #EBF2FF;
  --cyan:        #06B6D4;
  --cyan-light:  #ECFEFF;
  --white:       #FFFFFF;
  --gray-50:     #F8FAFC;
  --gray-100:    #F1F5F9;
  --gray-200:    #E2E8F0;
  --gray-400:    #94A3B8;
  --gray-500:    #64748B;
  --gray-700:    #334155;
  --gray-900:    #0F172A;
  --green:       #10B981;
  --green-light: #ECFDF5;
  --red:         #EF4444;
  --red-light:   #FEF2F2;
  --yellow:      #F59E0B;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--gray-900);
  background: var(--white);
}
h1,h2,h3,h4,h5,h6 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  line-height: 1.22;
  font-weight: 700;
  color: var(--navy);
}
h1 { font-size: clamp(1.9rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.45rem, 3.5vw, 2.1rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.4rem); }
h4 { font-size: 1.05rem; }
p  { max-width: 68ch; color: var(--gray-700); }
a  { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }

/* ── Layout ── */
.container {
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}
.section       { padding: 72px 0; }
.section-alt   { background: var(--gray-50); }
.section-blue  { background: var(--blue-light); }
.section-navy  { background: var(--navy); }
.section-title { margin-bottom: 6px; }
.section-sub   {
  color: var(--gray-500);
  font-size: 1.05rem;
  margin-bottom: 44px;
  max-width: 60ch;
}

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 8px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background .17s, border-color .17s, transform .12s;
  text-decoration: none;
  line-height: 1;
}
.btn-primary   { background: var(--blue); color: #fff; border-color: var(--blue); }
.btn-primary:hover { background: var(--blue-hover); border-color: var(--blue-hover); color:#fff; text-decoration:none; transform:translateY(-1px); }
.btn-outline   { background: transparent; color: #fff; border-color: rgba(255,255,255,.45); }
.btn-outline:hover { background: rgba(255,255,255,.1); border-color:#fff; color:#fff; text-decoration:none; }
.btn-cyan      { background: var(--cyan); color: var(--navy); border-color: var(--cyan); font-weight: 700; }
.btn-cyan:hover { background: #0891b2; border-color: #0891b2; color:#fff; text-decoration:none; }

/* ── Navigation ── */
.nav {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: relative;
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--blue);
  text-decoration: none;
  letter-spacing: -.5px;
  flex-shrink: 0;
}
.nav-logo span { color: var(--cyan); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  list-style: none;
}
.nav-links a {
  padding: 8px 11px;
  border-radius: 6px;
  font-size: .85rem;
  font-weight: 500;
  color: var(--gray-700);
  transition: background .14s, color .14s;
  white-space: nowrap;
}
.nav-links a:hover { background: var(--gray-100); color: var(--navy); text-decoration:none; }
.nav-links .nav-cta a { background: var(--blue); color: #fff; padding: 8px 16px; font-weight: 600; }
.nav-links .nav-cta a:hover { background: var(--blue-hover); }
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 10px;
  flex-direction: column;
  gap: 5px;
  border-radius: 6px;
  transition: background .15s;
}
.nav-toggle:hover { background: var(--gray-100); }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .28s, opacity .18s; transform-origin: center; }
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 960px) {
  .nav-toggle { display: flex; }
  .nav-links {
    display: none;
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
    box-shadow: 0 8px 20px rgba(11, 31, 75, .08);
    flex-direction: column;
    padding: 14px 20px 22px;
    gap: 2px;
    max-height: calc(100vh - 68px);
    overflow-y: auto;
    z-index: 90;
  }
  .nav-links.open { display: flex; animation: navSlide .22s ease-out; }
  @keyframes navSlide {
    from { opacity: 0; transform: translateY(-6px); }
    to   { opacity: 1; transform: translateY(0); }
  }
  .nav-links li { width: 100%; }
  .nav-links a {
    padding: 12px 14px;
    font-size: 1rem;
    border-bottom: 1px solid var(--gray-100);
    border-radius: 0;
    display: block;
  }
  .nav-links li:last-child a { border-bottom: none; }
  .nav-links .nav-cta a {
    margin-top: 8px;
    text-align: center;
    padding: 12px 16px !important;
    border-radius: 8px;
    font-size: .95rem;
  }
  body.nav-open { overflow: hidden; }
}

/* ── Floating Start Apply Button ── */
.float-apply {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background: var(--blue);
  color: #fff;
  padding: 14px 22px;
  border-radius: 100px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: .95rem;
  text-decoration: none;
  box-shadow: 0 8px 24px rgba(26, 82, 212, .3), 0 2px 6px rgba(0,0,0,.08);
  display: flex;
  align-items: center;
  gap: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(20px);
  transition: opacity .3s, visibility .3s, transform .3s, background .18s;
  z-index: 80;
}
.float-apply:hover {
  background: var(--blue-hover);
  color: #fff;
  text-decoration: none;
  transform: translateY(-2px);
}
.float-apply.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.float-apply svg { width: 16px; height: 16px; }

@media (max-width: 640px) {
  .float-apply {
    bottom: 16px;
    right: 16px;
    padding: 12px 18px;
    font-size: .9rem;
  }
}

/* ── Responsive fine-tuning ── */

/* Tablet (≤900px) */
@media (max-width: 900px) {
  .container { padding: 0 20px; }
  h1 { font-size: clamp(1.75rem, 5vw, 2.5rem); }
  h2 { font-size: clamp(1.4rem, 4vw, 1.9rem); }
  .section { padding: 60px 0; }
}

/* Small mobile (≤480px) */
@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .section { padding: 44px 0; }
  h1 { font-size: 1.75rem; line-height: 1.2; }
  h2 { font-size: 1.35rem; }
  h3 { font-size: 1.1rem; }
  p { font-size: .95rem; }
  .btn { padding: 12px 20px; font-size: .9rem; }
  .nav-inner { height: 60px; }
  .nav-logo { font-size: 1.15rem; }
  @media (max-width: 960px) {
    .nav-links { top: 60px; }
  }
}

/* Touch device improvements */
@media (hover: none) and (pointer: coarse) {
  .btn, .nav-toggle, .faq-q, a { min-height: 44px; }
  .nav-links a { min-height: 48px; display: flex; align-items: center; }
}

/* ── Hero ── */
.hero {
  background: url('venmo_herobg.jpg') 72% center / cover no-repeat;
}
@supports (background-image: url('venmo_herobg.webp')) {
  .hero {
    background-image: image-set(url('venmo_herobg.webp') type('image/webp'), url('venmo_herobg.jpg') type('image/jpeg'));
  color: #fff;
  padding: 80px 0 72px;
  position: relative;
  overflow: hidden;
}
/* Dark gradient overlay — heavier left (text readable), lighter right (photo shows through) */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    108deg,
    rgba(11,31,75,0.93) 0%,
    rgba(11,31,75,0.83) 40%,
    rgba(11,31,75,0.58) 68%,
    rgba(6,182,212,0.22) 100%
  );
  z-index: 0;
  pointer-events: none;
}
/* Push all hero content above overlay */
.hero > * { position: relative; z-index: 1; }
.hero-badge {
  display: inline-block;
  background: rgba(6,182,212,.18);
  color: var(--cyan);
  border: 1px solid rgba(6,182,212,.35);
  padding: 5px 14px;
  border-radius: 100px;
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .3px;
  margin-bottom: 18px;
}
.hero h1 { color: #fff; margin-bottom: 18px; }
.hero h1 em { color: var(--cyan); font-style: normal; }
.hero > .container > p, .hero-p {
  color: rgba(255,255,255,.78);
  font-size: 1.08rem;
  max-width: 56ch;
  margin-bottom: 30px;
}
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 52px;
  padding-top: 36px;
  border-top: 1px solid rgba(255,255,255,.12);
  flex-wrap: wrap;
}
.stat-num {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.9rem;
  font-weight: 800;
  color: #fff;
  line-height: 1;
}
.stat-num strong { color: var(--cyan); }
.stat-label { font-size: .82rem; color: rgba(255,255,255,.58); margin-top: 4px; }

/* ── Page Header (inner pages) ── */
.page-header {
  background: var(--navy);
  background-image: linear-gradient(135deg, #0B1F4B 0%, #0E2F72 100%);
  padding: 52px 0 46px;
}
.page-tag {
  font-size: .78rem;
  font-weight: 600;
  color: var(--cyan);
  letter-spacing: .5px;
  margin-bottom: 8px;
}
.page-header h1 { color: #fff; margin-bottom: 10px; font-size: clamp(1.6rem, 4vw, 2.5rem); }
.page-header p  { color: rgba(255,255,255,.72); max-width: 62ch; }

/* ── Breadcrumb ── */
.breadcrumb { padding: 12px 0; background: var(--gray-50); border-bottom: 1px solid var(--gray-100); }
.bc-list { display: flex; align-items: center; gap: 6px; list-style: none; font-size: .78rem; }
.bc-list li { color: var(--gray-500); }
.bc-list a  { color: var(--blue); }
.bc-list li::after { content: '›'; margin-left: 6px; }
.bc-list li:last-child { color: var(--gray-700); font-weight: 500; }
.bc-list li:last-child::after { display: none; }

/* ── Feature Cards ── */
.feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(270px, 1fr)); gap: 24px; }
.feature-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 26px;
  transition: border-color .18s, box-shadow .18s, transform .18s;
}
.feature-card:hover { border-color: var(--blue); box-shadow: 0 4px 18px rgba(26,82,212,.09); transform: translateY(-2px); }
.feature-icon {
  width: 46px; height: 46px;
  background: var(--blue-light);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 14px;
}
.feature-icon svg { width: 22px; height: 22px; color: var(--blue); }
.feature-card h3 { font-size: 1rem; margin-bottom: 6px; }
.feature-card p  { font-size: .875rem; color: var(--gray-500); }

/* ── Comparison Table ── */
.table-wrap { overflow-x: auto; }
.compare-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 6px rgba(0,0,0,.06);
}
.compare-table th {
  background: var(--navy);
  color: #fff;
  padding: 15px 18px;
  text-align: left;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .88rem;
  font-weight: 600;
}
.compare-table td { padding: 13px 18px; border-bottom: 1px solid var(--gray-100); font-size: .88rem; color: var(--gray-700); }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:hover td { background: var(--gray-50); }
.compare-table td:first-child { font-weight: 600; color: var(--gray-900); }
.tag-green { display:inline-block; background: var(--green-light); color:#059669; padding:2px 9px; border-radius:100px; font-size:.78rem; font-weight:600; }
.tag-red   { display:inline-block; background: var(--red-light);   color:#DC2626; padding:2px 9px; border-radius:100px; font-size:.78rem; font-weight:600; }
.tag-yellow{ display:inline-block; background:#FEF9C3; color:#92400E; padding:2px 9px; border-radius:100px; font-size:.78rem; font-weight:600; }

/* ── Pros / Cons ── */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 640px) { .pros-cons { grid-template-columns: 1fr; } }
.pros-box { background: var(--green-light); border: 1px solid #A7F3D0; border-radius: 12px; padding: 22px; }
.cons-box { background: var(--red-light);   border: 1px solid #FECACA; border-radius: 12px; padding: 22px; }
.pros-box h3 { color: #065F46; font-size: .95rem; margin-bottom: 12px; }
.cons-box h3 { color: #991B1B; font-size: .95rem; margin-bottom: 12px; }
.icon-list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.icon-list li { display: flex; align-items: flex-start; gap: 8px; font-size: .875rem; color: var(--gray-700); }
.icon-list.checks li::before { content:'✓'; color:var(--green); font-weight:700; flex-shrink:0; }
.icon-list.crosses li::before { content:'✗'; color:var(--red);   font-weight:700; flex-shrink:0; }

/* ── Steps ── */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 28px; }
.step { text-align: center; }
.step-num {
  width: 52px; height: 52px;
  background: var(--blue);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.2rem;
  font-weight: 800;
  margin: 0 auto 14px;
}
.step h3 { font-size: .95rem; margin-bottom: 6px; }
.step p  { font-size: .85rem; max-width: 22ch; margin: 0 auto; }

/* ── Alerts ── */
.alert {
  display: flex;
  gap: 14px;
  padding: 15px 18px;
  border-radius: 10px;
  margin: 20px 0;
  align-items: flex-start;
}
.alert-info    { background: var(--blue-light); border-left: 4px solid var(--blue); }
.alert-warning { background: #FFFBEB; border-left: 4px solid var(--yellow); }
.alert-danger  { background: var(--red-light);  border-left: 4px solid var(--red); }
.alert-success { background: var(--green-light); border-left: 4px solid var(--green); }
.alert p { margin: 0; font-size: .88rem; max-width: none; }

/* ── FAQ ── */
.faq-item { border-bottom: 1px solid var(--gray-200); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 18px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 600;
  color: var(--gray-900);
  text-align: left;
}
.faq-q:hover { color: var(--blue); }
.faq-icon { width: 20px; height: 20px; flex-shrink: 0; transition: transform .2s; }
.faq-a { display: none; padding-bottom: 18px; color: var(--gray-700); font-size: .9rem; line-height: 1.7; }
.faq-item.open .faq-a { display: block; }
.faq-item.open .faq-icon { transform: rotate(180deg); }

/* ── CTA Banner ── */
.cta-banner {
  background: url('ctabanner_bg.jpg') center 40% / cover no-repeat;
  padding: 72px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
/* Warm-blue overlay — light enough so photo shows clearly */
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(11,31,75,0.76) 0%,
    rgba(26,82,212,0.65) 100%
  );
  z-index: 0;
}
.cta-banner .container { position: relative; z-index: 1; }
.cta-banner h2 { color: #fff; margin-bottom: 10px; text-shadow: 0 2px 12px rgba(0,0,0,.3); }
.cta-banner p  { color: rgba(255,255,255,.85); margin: 0 auto 26px; max-width: 52ch; text-shadow: 0 1px 6px rgba(0,0,0,.25); }

/* ── Article layout ── */
.article-wrap { display: grid; grid-template-columns: 1fr 300px; gap: 48px; align-items: start; }
@media (max-width: 860px) { .article-wrap { grid-template-columns: 1fr; } }
.article-content h2 { font-size: 1.4rem; margin: 36px 0 12px; padding-top: 8px; border-top: 2px solid var(--gray-100); }
.article-content h2:first-child { border-top: none; margin-top: 0; }
.article-content h3 { font-size: 1.1rem; margin: 24px 0 8px; }
.article-content p  { margin-bottom: 14px; }
.article-content ul, .article-content ol { padding-left: 22px; margin-bottom: 18px; }
.article-content li { margin-bottom: 5px; color: var(--gray-700); font-size: .93rem; line-height: 1.65; }
.article-content .compare-table { margin: 24px 0; }

/* ── Sidebar ── */
.sidebar { display: flex; flex-direction: column; gap: 20px; }
.sidebar-box {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 20px;
}
.sidebar-box h4 { font-size: .875rem; color: var(--gray-500); margin-bottom: 12px; font-weight: 600; }
.sidebar-box ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.sidebar-box ul a { font-size: .875rem; color: var(--blue); }
.sidebar-box ul a:hover { text-decoration: underline; }
.sidebar-cta { background: var(--navy); border-color: var(--navy); text-align: center; }
.sidebar-cta h4 { color: #fff; }
.sidebar-cta p { font-size: .85rem; color: rgba(255,255,255,.65); margin-bottom: 14px; max-width: none; }

/* ── TOC ── */
.toc {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 10px;
  padding: 18px 22px;
  margin-bottom: 36px;
}
.toc h4 { font-size: .78rem; color: var(--gray-500); margin-bottom: 10px; text-transform: uppercase; letter-spacing: .5px; font-weight: 600; }
.toc ol { padding-left: 18px; }
.toc li { margin-bottom: 5px; }
.toc a  { font-size: .85rem; color: var(--blue); }

/* ── Highlight Box ── */
.highlight-box {
  background: var(--blue-light);
  border: 1px solid #BFDBFE;
  border-radius: 10px;
  padding: 20px 22px;
  margin: 20px 0;
}
.highlight-box p { color: var(--navy); max-width: none; margin: 0; font-size: .9rem; }

/* ── Calculator ── */
.calc-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 16px;
  padding: 40px;
  max-width: 580px;
  margin: 0 auto;
  box-shadow: 0 4px 24px rgba(0,0,0,.06);
}
.calc-group { margin-bottom: 22px; }
.calc-group label { display:block; font-weight:600; font-size:.875rem; color:var(--gray-700); margin-bottom:7px; }
.calc-group select, .calc-group input[type=number] {
  width: 100%;
  padding: 12px 15px;
  border: 1.5px solid var(--gray-200);
  border-radius: 8px;
  font-size: 1rem;
  font-family: 'Inter', sans-serif;
  color: var(--gray-900);
  background: var(--white);
  transition: border-color .15s;
  appearance: none; -webkit-appearance: none;
}
.calc-group select:focus, .calc-group input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,82,212,.1);
}
.calc-result {
  background: var(--navy);
  border-radius: 12px;
  padding: 26px;
  margin-top: 20px;
  text-align: center;
  display: none;
}
.calc-result.show { display: block; }
.result-label { font-size: .82rem; color: rgba(255,255,255,.6); margin-bottom: 6px; }
.result-fee   { font-family:'Plus Jakarta Sans',sans-serif; font-size: 2.4rem; font-weight: 800; color: var(--cyan); }
.result-receive { font-size:.85rem; color:rgba(255,255,255,.55); margin-top:10px; line-height:1.6; }

/* ── Apply Form ── */
.apply-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 16px;
  padding: 40px;
  max-width: 640px;
  margin: 0 auto;
  box-shadow: 0 4px 24px rgba(0,0,0,.06);
}
.form-group { margin-bottom: 18px; }
.form-group label { display:block; font-weight:600; font-size:.875rem; color:var(--gray-700); margin-bottom:6px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: 8px;
  font-size: .95rem;
  font-family: 'Inter', sans-serif;
  color: var(--gray-900);
  background: var(--white);
  transition: border-color .15s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,82,212,.09);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 520px) { .form-row { grid-template-columns: 1fr; } }
.form-note { font-size:.77rem; color:var(--gray-400); margin-top:5px; }
.success-msg {
  background: var(--green-light);
  border: 1px solid #A7F3D0;
  border-radius: 12px;
  padding: 32px;
  text-align: center;
  display: none;
}
.success-msg h3 { color: #065F46; margin-bottom: 8px; }
.success-msg p { color: #047857; max-width: none; }

/* ── Alt Cards (alternatives page) ── */
.alt-card {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 24px;
  margin-bottom: 20px;
  transition: border-color .18s, box-shadow .18s;
}
.alt-card:hover { border-color: var(--blue); box-shadow: 0 4px 16px rgba(26,82,212,.08); }
.alt-logo {
  width: 56px; height: 56px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-family:'Plus Jakarta Sans',sans-serif;
  font-weight: 800;
  font-size: 1.1rem;
  color: #fff;
}
.alt-body { flex: 1; }
.alt-body h3 { font-size: 1.05rem; margin-bottom: 5px; }
.alt-body p  { font-size: .875rem; color: var(--gray-500); margin-bottom: 10px; }
.alt-tags { display:flex; gap:6px; flex-wrap:wrap; }
.alt-tag { background:var(--gray-100); color:var(--gray-700); padding:3px 9px; border-radius:100px; font-size:.76rem; font-weight:500; }

/* ── Footer ── */
.footer { background: var(--gray-900); color: var(--gray-400); padding: 60px 0 0; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}
.footer-logo { font-family:'Plus Jakarta Sans',sans-serif; font-size:1.2rem; font-weight:800; color:#fff; display:block; margin-bottom:10px; }
.footer-logo span { color:var(--cyan); }
.footer-brand p { font-size:.85rem; line-height:1.6; color:var(--gray-400); max-width:28ch; }
.footer-col h4 { font-family:'Plus Jakarta Sans',sans-serif; color:#fff; font-size:.85rem; font-weight:700; margin-bottom:14px; }
.footer-col ul { list-style:none; }
.footer-col ul li { margin-bottom:9px; }
.footer-col ul a { color:var(--gray-400); font-size:.85rem; transition:color .14s; }
.footer-col ul a:hover { color:#fff; text-decoration:none; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  font-size: .78rem;
}
.footer-bottom a { color:var(--gray-400); }
.footer-bottom a:hover { color:#fff; }
.footer-disclaimer {
  background: rgba(255,255,255,.03);
  border-top: 1px solid rgba(255,255,255,.05);
  padding: 18px 0;
  font-size: .73rem;
  color: var(--gray-500);
  line-height: 1.65;
  text-align: center;
}

/* ── Utilities ── */
.text-center { text-align: center; }
.mb-8  { margin-bottom:  8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-40 { margin-bottom: 40px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.w-full { width: 100%; }
.max-w-2xl { max-width: 42rem; }

/* ── Responsive ── */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 768px) {
  .section { padding: 52px 0; }
  .hero    { padding: 52px 0 46px; }
  .hero-stats { gap: 24px; margin-top: 36px; padding-top: 28px; }
  .calc-card, .apply-card { padding: 24px; }
}
@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .btn   { padding: 12px 20px; font-size: .9rem; }
}

/* ============================================================
   E-E-A-T / TEAM / EXPERT COMPONENTS
   ============================================================ */

/* Expert Review section (index.html) */
.expert-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
@media (max-width: 860px) { .expert-wrap { grid-template-columns: 1fr; gap: 32px; } }

.expert-photo {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 48px rgba(0,0,0,.13);
  position: relative;
}
.expert-photo img { width: 100%; height: auto; display: block; object-fit: cover; }
.expert-photo-badge {
  position: absolute;
  bottom: 16px; left: 16px;
  background: rgba(11,31,75,.88);
  color: #fff;
  border: 1px solid rgba(6,182,212,.45);
  padding: 7px 14px;
  border-radius: 8px;
  font-size: .78rem;
  font-weight: 600;
  backdrop-filter: blur(6px);
}
.expert-photo-badge strong { color: var(--cyan); }

.expert-badge-green {
  display: inline-block;
  background: var(--green-light);
  color: #065F46;
  border: 1px solid #A7F3D0;
  padding: 5px 14px;
  border-radius: 100px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .3px;
  margin-bottom: 16px;
}

.expert-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 20px 0 28px;
}
.expert-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .9rem;
  color: var(--gray-700);
  line-height: 1.5;
}
.expert-list li::before { content: '✓'; color: var(--green); font-weight: 700; flex-shrink: 0; }

/* Trust bar */
.trust-bar {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 28px;
  padding: 26px 0;
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  margin: 44px 0;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: .84rem;
  font-weight: 600;
  color: var(--gray-700);
}
.trust-icon {
  width: 34px; height: 34px;
  background: var(--blue-light);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

/* Team Grid (about.html) */
.team-photo-wrap {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 8px 36px rgba(0,0,0,.12);
  margin-bottom: 48px;
}
.team-photo-wrap img { width: 100%; height: 420px; object-fit: cover; object-position: center top; display: block; }

.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
@media (max-width: 760px) { .team-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .team-grid { grid-template-columns: 1fr; } }

.team-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 28px 20px 22px;
  text-align: center;
  transition: box-shadow .2s, transform .2s;
}
.team-card:hover { box-shadow: 0 6px 28px rgba(26,82,212,.1); transform: translateY(-3px); }

.team-avatar {
  width: 68px; height: 68px;
  border-radius: 50%;
  background: var(--blue);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.5rem; font-weight: 800;
  color: #fff;
}

.team-card h3 { font-size: .95rem; margin-bottom: 3px; }
.team-role { font-size: .77rem; color: var(--blue); font-weight: 700; margin-bottom: 10px; }
.team-card p { font-size: .82rem; color: var(--gray-500); max-width: none; line-height: 1.55; margin-bottom: 10px; }
.team-cred {
  display: inline-block;
  background: var(--gray-100);
  color: var(--gray-700);
  padding: 3px 10px;
  border-radius: 100px;
  font-size: .72rem;
  font-weight: 600;
}

/* Editorial Process */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 36px;
}
@media (max-width: 760px) { .process-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 420px) { .process-grid { grid-template-columns: 1fr; } }

.process-card {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 22px 16px;
  text-align: center;
}
.process-num {
  width: 38px; height: 38px;
  background: var(--navy);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800; font-size: .9rem;
  margin: 0 auto 10px;
}
.process-card h4 { font-size: .88rem; margin-bottom: 5px; color: var(--navy); }
.process-card p  { font-size: .78rem; color: var(--gray-500); max-width: none; line-height: 1.5; }

/* Review Rating (stars) */
.star-rating { color: #F59E0B; font-size: 1rem; letter-spacing: 2px; }

/* Standards checklist */
.standards-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 28px;
}
@media (max-width: 600px) { .standards-grid { grid-template-columns: 1fr; } }
.standard-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px;
  background: var(--gray-50);
  border-radius: 10px;
  border: 1px solid var(--gray-200);
}
.std-icon {
  width: 36px; height: 36px;
  background: var(--blue-light);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}
.standard-item h4 { font-size: .85rem; margin-bottom: 3px; }
.standard-item p  { font-size: .78rem; color: var(--gray-500); max-width: none; margin: 0; }


/* ============================================================
   EXTRACTED INLINE STYLES — moved to style.css for clean HTML
   ============================================================ */
/* == index.html == */
/* ── Hero centered override ── */
    .hero-centered .container {
      text-align: center;
      position: relative;
      z-index: 1;
    }
    .hero-centered .hero-p    { margin-left: auto; margin-right: auto; }
    .hero-centered .hero-actions { justify-content: center; }
    .hero-centered .hero-stats   { justify-content: center; }

    /* ── Big Venmo wordmark in hero ── */
    .hero-venmo-word {
      font-family: 'Plus Jakarta Sans', sans-serif;
      font-size: clamp(4.5rem, 14vw, 9rem);
      font-weight: 800;
      color: var(--cyan);
      letter-spacing: -3px;
      line-height: 1;
      margin-bottom: 10px;
      text-shadow: 0 0 60px rgba(6,182,212,.35);
    }
    .hero-subtitle {
      font-size: clamp(1.25rem, 3.5vw, 2rem);
      font-weight: 700;
      color: #fff;
      font-family: 'Plus Jakarta Sans', sans-serif;
      line-height: 1.3;
      margin-bottom: 18px;
      text-align: center;
      max-width: none;
    }
    /* ── APIdiamond form embed in hero ── */
    .hero-form-wrap {
      margin-top: 52px;
      padding: 32px 28px;
      background: rgba(255,255,255,.06);
      border: 1px solid rgba(255,255,255,.13);
      border-radius: 16px;
      max-width: 700px;
      margin-left: auto;
      margin-right: auto;
      backdrop-filter: blur(8px);
    }
    .hero-form-label {
      font-size: .78rem;
      font-weight: 700;
      color: var(--cyan);
      letter-spacing: .5px;
      text-align: center;
      margin-bottom: 18px;
      max-width: none;
      text-transform: uppercase;
    }

    /* ── States section ── */
    .states-section { padding: 64px 0; background: var(--gray-50); }
    .states-header  { text-align: center; margin-bottom: 44px; }
    .states-header h2 { margin-bottom: 8px; }
    .states-header p  { color: var(--gray-500); margin: 0 auto; }
    .states-coverage-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: var(--green-light);
      color: #065F46;
      border: 1px solid #A7F3D0;
      padding: 6px 16px;
      border-radius: 100px;
      font-size: .82rem;
      font-weight: 600;
      margin-bottom: 16px;
    }
    .states-regions {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 24px;
    }
    @media (max-width: 900px) { .states-regions { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 520px) { .states-regions { grid-template-columns: 1fr 1fr; gap: 16px; } }
    .states-region h4 {
      font-size: .8rem;
      text-transform: uppercase;
      letter-spacing: .6px;
      color: var(--blue);
      font-weight: 700;
      margin-bottom: 12px;
      padding-bottom: 8px;
      border-bottom: 2px solid var(--blue-light);
    }
    .state-list { list-style: none; display: flex; flex-direction: column; gap: 5px; }
    .state-list li {
      font-size: .82rem;
      color: var(--gray-700);
      display: flex;
      align-items: center;
      gap: 6px;
    }
    .state-list li::before { content: '✓'; color: var(--green); font-size: .75rem; font-weight: 700; }
    .states-note {
      text-align: center;
      margin-top: 32px;
      font-size: .8rem;
      color: var(--gray-400);
    }
    .states-note a { color: var(--blue); }

/* == calculator.html == */
.calc-type-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 10px;
      margin-bottom: 22px;
    }
    .calc-type-btn {
      padding: 14px 12px;
      border: 2px solid var(--gray-200);
      border-radius: 10px;
      background: var(--white);
      cursor: pointer;
      text-align: left;
      transition: all .15s;
      font-family: 'Inter', sans-serif;
    }
    .calc-type-btn:hover { border-color: var(--blue); background: var(--blue-light); }
    .calc-type-btn.active { border-color: var(--blue); background: var(--blue-light); }
    .calc-type-btn .type-name { font-size: .9rem; font-weight: 600; color: var(--navy); display: block; margin-bottom: 2px; }
    .calc-type-btn .type-rate { font-size: .78rem; color: var(--gray-500); }
    .calc-type-btn.active .type-rate { color: var(--blue); }
    .amount-wrap { position: relative; }
    .amount-wrap .dollar { position: absolute; left: 14px; top: 50%; transform: translateY(-50%); font-size: 1rem; color: var(--gray-400); font-weight: 500; pointer-events: none; }
    .amount-wrap input { padding-left: 30px !important; font-size: 1.2rem !important; font-weight: 600 !important; }
    .result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: rgba(255,255,255,.15); border-radius: 10px; overflow: hidden; margin: 16px 0; }
    .result-item { background: rgba(255,255,255,.08); padding: 16px; text-align: center; }
    .result-item .r-label { font-size: .75rem; color: rgba(255,255,255,.55); margin-bottom: 5px; }
    .result-item .r-value { font-family:'Plus Jakarta Sans',sans-serif; font-size: 1.5rem; font-weight: 800; color: #fff; }
    .result-item .r-value.highlight { color: var(--cyan); }
    .fee-table-small { margin-top: 40px; }
    .fee-table-small h3 { font-size: 1.1rem; margin-bottom: 16px; }
    @media (max-width: 520px) { .calc-type-grid { grid-template-columns: 1fr; } .result-grid { grid-template-columns: 1fr; } }

/* == apply.html == */
.radio-group { display: flex; flex-direction: column; gap: 10px; }
    .radio-option { display: flex; align-items: center; gap: 10px; padding: 12px 14px; border: 1.5px solid var(--gray-200); border-radius: 8px; cursor: pointer; transition: all .15s; }
    .radio-option:hover { border-color: var(--blue); background: var(--blue-light); }
    .radio-option input[type=radio] { accent-color: var(--blue); width: 16px; height: 16px; flex-shrink: 0; }
    .radio-option label { cursor: pointer; font-size: .9rem; color: var(--gray-700); }
    .steps-list { list-style: none; counter-reset: steps; display: flex; flex-direction: column; gap: 16px; }
    .steps-list li { counter-increment: steps; display: flex; gap: 14px; align-items: flex-start; }
    .steps-list li::before { content: counter(steps); background: var(--blue); color: #fff; width: 28px; height: 28px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .85rem; font-weight: 700; flex-shrink: 0; margin-top: 2px; font-family: 'Plus Jakarta Sans', sans-serif; }
    .steps-list li p { font-size: .9rem; color: var(--gray-700); max-width: none; }
    .steps-list li strong { display: block; font-size: .95rem; color: var(--navy); margin-bottom: 2px; }
/* ============================================================
   OPTION A — Feature Card Icon Color Variants
   ============================================================ */
.feature-icon.icon-blue   { background: var(--blue-light);        }
.feature-icon.icon-blue svg   { color: var(--blue); }

.feature-icon.icon-purple { background: #EDE9FE; }
.feature-icon.icon-purple svg { color: #7C3AED; }

.feature-icon.icon-green  { background: #D1FAE5; }
.feature-icon.icon-green svg  { color: #059669; }

.feature-icon.icon-orange { background: #FEF3C7; }
.feature-icon.icon-orange svg { color: #D97706; }

.feature-icon.icon-pink   { background: #FCE7F3; }
.feature-icon.icon-pink svg   { color: #BE185D; }

.feature-icon.icon-cyan   { background: #ECFEFF; }
.feature-icon.icon-cyan svg   { color: #0891B2; }

/* ============================================================
   RESOURCE NAVIGATION SECTION (moved from sidebar)
   ============================================================ */
.resource-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 300px;
  gap: 22px;
}
@media (max-width: 900px) {
  .resource-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 580px) {
  .resource-grid { grid-template-columns: 1fr; }
}

.resource-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 24px;
}

.resource-card-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--gray-100);
}
.resource-card-head h3 {
  font-size: .95rem;
  margin: 0;
}
.resource-head-icon {
  width: 34px; height: 34px;
  background: var(--blue-light);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.resource-head-icon svg { width: 16px; height: 16px; color: var(--blue); }

.resource-links { list-style: none; display: flex; flex-direction: column; gap: 2px; }
.resource-links a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 10px;
  border-radius: 7px;
  font-size: .875rem;
  color: var(--gray-700);
  text-decoration: none;
  transition: background .13s, color .13s;
}
.resource-links a::before {
  content: '→';
  color: var(--cyan);
  font-size: .8rem;
  flex-shrink: 0;
}
.resource-links a:hover {
  background: var(--blue-light);
  color: var(--navy);
  text-decoration: none;
}

/* Calculator CTA card */
.resource-cta-card {
  background: var(--navy);
  border-radius: 14px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 220px;
}
.resource-cta-card h3 { color: #fff; font-size: 1.05rem; margin-bottom: 8px; }
.resource-cta-card p  { color: rgba(255,255,255,.65); font-size: .875rem; max-width: none; margin-bottom: 24px; line-height: 1.55; }
.resource-cta-card .calc-stat {
  display: flex;
  gap: 16px;
  margin-bottom: 20px;
}
.resource-cta-card .calc-stat-item .n {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--cyan);
  line-height: 1;
}
.resource-cta-card .calc-stat-item .l {
  font-size: .72rem;
  color: rgba(255,255,255,.5);
  margin-top: 2px;
}

/* Article full-width override */
.article-full { max-width: 860px; }

/* ============================================================
   TRUST NUMBERS BAR
   ============================================================ */
.trust-bar {
  background: var(--white);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 28px 0;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
  text-align: center;
}
@media (max-width: 800px) {
  .trust-grid { grid-template-columns: repeat(2, 1fr); gap: 22px; }
  .trust-item:last-child { grid-column: 1 / -1; }
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  border-right: 1px solid var(--gray-200);
  padding: 0 12px;
}
.trust-item:last-child { border-right: none; }
@media (max-width: 800px) {
  .trust-item { border-right: none; border-bottom: 1px solid var(--gray-100); padding-bottom: 18px; }
  .trust-item:last-child { border-bottom: none; padding-bottom: 0; }
}
.trust-number {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
}
.trust-label {
  font-size: .78rem;
  color: var(--gray-500);
  text-transform: uppercase;
  letter-spacing: .04em;
  font-weight: 600;
}

/* ============================================================
   COMPARISON TABLE (Big 4)
   ============================================================ */
.compare-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  background: var(--white);
  margin-top: 28px;
}
.compare-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 700px;
  font-size: .9rem;
}
.compare-table th,
.compare-table td {
  padding: 14px 16px;
  text-align: left;
  border-bottom: 1px solid var(--gray-100);
}
.compare-table thead th {
  background: var(--navy);
  color: var(--white);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: .95rem;
}
.compare-table thead th.compare-winner {
  background: var(--blue);
  position: relative;
  padding-top: 34px !important;
}
.compare-table thead th.compare-winner::before {
  content: '★ Featured';
  position: absolute;
  top: 8px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--cyan);
  color: var(--navy);
  font-size: .65rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 100px;
  text-transform: uppercase;
  letter-spacing: .06em;
  white-space: nowrap;
  line-height: 1;
}
.compare-table-wrap {
  overflow: hidden;
  border-radius: 14px;
}
.compare-table tbody th {
  font-weight: 600;
  color: var(--gray-700);
  background: var(--gray-50);
  font-size: .85rem;
}
.compare-table tbody td { color: var(--gray-800); }
.compare-table tbody td.compare-highlight {
  background: rgba(6, 182, 212, 0.06);
  font-weight: 600;
}
.compare-table tbody tr:last-child th,
.compare-table tbody tr:last-child td { border-bottom: none; }
.compare-check { color: var(--green, #10B981); font-weight: 700; }
.compare-x     { color: var(--gray-400); font-weight: 700; }

/* ============================================================
   USER REVIEWS
   ============================================================ */
.reviews-header {
  text-align: center;
  margin-bottom: 40px;
}
.reviews-rating {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 100px;
  padding: 8px 18px;
  margin-top: 14px;
}
.reviews-rating .stars {
  color: #FBBF24;
  font-size: 1rem;
  letter-spacing: 1px;
}
.reviews-rating .score {
  font-weight: 700;
  color: var(--navy);
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.reviews-rating .count {
  font-size: .85rem;
  color: var(--gray-500);
}
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
@media (max-width: 900px) { .reviews-grid { grid-template-columns: 1fr; } }
.review-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 26px;
  display: flex;
  flex-direction: column;
}
.review-stars {
  color: #FBBF24;
  font-size: 1rem;
  letter-spacing: 2px;
  margin-bottom: 14px;
}
.review-text {
  font-size: .95rem;
  color: var(--gray-700);
  line-height: 1.65;
  flex: 1;
  margin-bottom: 20px;
}
.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 18px;
  border-top: 1px solid var(--gray-100);
}
.review-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--blue-light);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.review-meta .name {
  font-weight: 700;
  font-size: .9rem;
  color: var(--navy);
}
.review-meta .info {
  font-size: .78rem;
  color: var(--gray-500);
}


/* ============================================================
   UX POLISH — Global
   ============================================================ */
html:focus-within { scroll-padding-top: 80px; }

/* Focus rings for accessibility */
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible {
  outline: 2px solid var(--cyan);
  outline-offset: 2px;
  border-radius: 4px;
}

/* Better tap highlight for mobile */
* { -webkit-tap-highlight-color: rgba(26, 82, 212, .1); }

/* Prevent horizontal scroll */
html, body { overflow-x: hidden; max-width: 100vw; }

/* Better image handling */
img { max-width: 100%; height: auto; display: block; }

/* Very small screens */
@media (max-width: 380px) {
  .container { padding: 0 14px; }
  .btn { padding: 11px 16px; font-size: .88rem; }
  .hero-stats { gap: 12px; }
}

/* Hero on mobile - reduce padding */
@media (max-width: 640px) {
  .hero { padding: 60px 0 50px; }
  .cta-banner { padding: 50px 0; }
  .cta-banner h2 { font-size: 1.6rem; }
}

/* Comparison table on tablet */
@media (max-width: 800px) {
  .compare-table { font-size: .82rem; }
  .compare-table th, .compare-table td { padding: 10px 12px; }
}

/* Long content wrap */
.article-content, .article-content * {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

/* ============================================================
   RELATED ARTICLES SECTION
   ============================================================ */
.related-section {
  padding: 60px 0;
  background: var(--gray-50);
}
.related-header {
  text-align: center;
  margin-bottom: 40px;
}
.related-header h2 {
  margin-bottom: 8px;
}
.related-header p {
  color: var(--gray-500);
  max-width: 52ch;
  margin: 0 auto;
}
.related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
@media (max-width: 900px) {
  .related-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 580px) {
  .related-grid { grid-template-columns: 1fr; }
}
.related-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 24px;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.related-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(11, 31, 75, .08);
  border-color: var(--blue);
  text-decoration: none;
}
.related-icon {
  width: 44px; height: 44px;
  background: var(--blue-light);
  color: var(--blue);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.related-icon svg { width: 22px; height: 22px; }
.related-card h3 {
  font-size: 1.05rem;
  color: var(--navy);
  margin: 0;
  line-height: 1.35;
}
.related-card p {
  color: var(--gray-600);
  font-size: .88rem;
  line-height: 1.55;
  margin: 0;
  flex: 1;
}
.related-card .related-arrow {
  color: var(--blue);
  font-size: .85rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: 4px;
}
.related-card .related-tag {
  display: inline-block;
  background: var(--blue-light);
  color: var(--blue);
  font-size: .7rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 100px;
  text-transform: uppercase;
  letter-spacing: .04em;
  align-self: flex-start;
}